by cbranch@exclusive.agency | Jun 17, 2021 | Blog
When a mortgage application is in place, a lender will look into the debt-to-income ratio as a vital measuring stick. You may have stable earnings, make timely payments on bills, and have a great credit score, but that’s not all a lender will consider. If you...
by cbranch@exclusive.agency | Jun 9, 2021 | Blog
It’s nice to live in a place you own. Just imagine going home to your front doorstep, opening the keys to your place, and entering a space inhabited by only you—how amazing that would be, wouldn’t it? Although having a residence to call your own would be the dream,...
by cbranch@exclusive.agency | Jun 2, 2021 | Blog
People go through several milestones in their lives, including family-related matters. This includes having a wedding and getting married, as well as becoming a parent. One of the key ones is buying a home for the first time. That said, the timing for taking on that...
by cbranch@exclusive.agency | May 26, 2021 | Blog
Adjustable-rate mortgages (ARMs) are one of the options you can go for once you apply for home loans. However, most applicants avoid this outright and opt for fixed rates because they don’t want to risk their financial stability. On the flip side, an ARM can be...
by cbranch@exclusive.agency | May 20, 2021 | Blog
Buying a house can be a tough decision to make. The whole thinking process involves a lot of consideration and emotions. One day, the excitement can be overwhelming; the next day, you can feel doubtful and scared! All these emotions can cloud your critical thinking...
