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Are You Financially Stable to Buy a Home: 3 Signs to Note
People go through several milestones in their lives, including family-related matters. This includes having a wedding and getting married, as well as becoming a parent. One of the key ones is buying a home for the first time. That said, the timing for taking on that...
Adjustable-Rate Mortgages: What to Consider Before Applying
Adjustable-rate mortgages (ARMs) are one of the options you can go for once you apply for home loans. However, most applicants avoid this outright and opt for fixed rates because they don’t want to risk their financial stability. On the flip side, an ARM can be...
How to Know If You’re Ready to Make a Home Purchase
Buying a house can be a tough decision to make. The whole thinking process involves a lot of consideration and emotions. One day, the excitement can be overwhelming; the next day, you can feel doubtful and scared! All these emotions can cloud your critical thinking...
Condominiums vs. Townhouses: Which Is Best for You?
Once you’ve saved up a significant amount of money and moved other financial obligations out of the way, it’s time to act on one of the biggest dreams that you’ve set for yourself: buying a new home. With America’s real estate market becoming even livelier than ever...
Typical Home Loan Pre-Approval Mistakes Made by Home Buyers
A pre-qualification letter or a loan pre-approval is typically a requirement for many real estate agents when there's a buying offer to be put down. This is despite the fact that those letters don't really do much and hold little to no weight in actual purchases! ...
Here’s How You Can Get the Best Mortgage Rate—A Basic Guide
Qualifying for a home loan is easy—but getting a rate you’re satisfied with is a whole other matter. Buying a residential property as soon as possible may incite you to get any mortgage you can qualify for, but stop right there! No matter how excited you may be, you...
4 Effective Ways to Close Your Mortgage Quickly
You’ve finally found the perfect home for you, and you’re now ready to start afresh with your life. But before you get caught up in moving in and settling down, you first need to make sure your mortgage comes through to a close. Remember, it takes an average of 46...
Is It a Good Choice to Refinance Your Mortgage Loan in 2021
Mortgages help Americans buy homes they can call their own, but it does not mean that the payment of the monthly mortgage fee is easy, especially if you have a higher mortgage rate than usual. After paying for years, people often consider refinancing as a way to lower...
4 Essential Factors to Complete Before Applying for a Mortgage
Before you can jump right into the housing market and shop for your dream home, most people often have to sit down with a lender first and get approved for a mortgage. People hope to obtain the best mortgage rates that suit their financial situation, but not all meet...