by cbranch@exclusive.agency | Mar 10, 2021 | Blog
One of the most valuable benefits of owning a home is building equity. Whenever you need a considerable amount of cash, you can get it by borrowing against your equity with a home equity loan. How you use the funds is up to you. Some choose to remodel the kitchen....
by cbranch@exclusive.agency | Mar 10, 2021 | Blog
Fannie Mae and Freddie Mac are government-backed mortgage companies (or government-sponsored enterprise), and their job is to give the mortgage market stability and affordability. But how exactly do they do that, and why does it matter to you as a homebuyer? In this...
by cbranch@exclusive.agency | Mar 10, 2021 | Blog
There are other costs associated with buying a home beside the down payment. Some of those include fees for the appraisal, home inspection, and title work. Today, we want to focus on costs called “earnest money deposit” and “good faith...
by cbranch@exclusive.agency | Mar 10, 2021 | Blog
2021 is greeting us with a surge of new constructions, especially condos. With the promise of amenities like swimming pools, a communal clubhouse, and done-for-you landscaping, buying a new condo attracts many eager buyers. Are you thinking about making an offer on a...
by cbranch@exclusive.agency | Mar 10, 2021 | Blog
An origination fee is part of the multi-step process of getting a loan and includes the cost of processing the application, underwriting, and financing the loan. The lender may combine the fees into one charge or may list each one individually. Either way,...
