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4 Essential Factors to Complete Before Applying for a Mortgage

4 Essential Factors to Complete Before Applying for a Mortgage

by cbranch@exclusive.agency | Apr 9, 2021 | Blog

Before you can jump right into the housing market and shop for your dream home, most people often have to sit down with a lender first and get approved for a mortgage. People hope to obtain the best mortgage rates that suit their financial situation, but not all meet...
Home Loans 101: What Documents Do You Need to Get One?

Home Loans 101: What Documents Do You Need to Get One?

by cbranch@exclusive.agency | Apr 1, 2021 | Blog

When you finally decide to buy a home, the steps to get one aren’t as straightforward as 1-2-3. Before you finally get your keys and step into your house, you’ll need to get a loan so you can safely close the deal, especially if you need financial...
Does Buying A House Help Raise Your Credit Score?

Does Buying A House Help Raise Your Credit Score?

by cbranch@exclusive.agency | Mar 10, 2021 | Blog

A solid credit score is necessary to get approved for a home loan. That’s why we recommend against opening any new lines of credit or making large purchases on credit when applying for a home loan –these actions lower your score, resulting in getting...
First-Time Home Buyers Must Avoid These Mistakes

First-Time Home Buyers Must Avoid These Mistakes

by cbranch@exclusive.agency | Mar 10, 2021 | Blog

There are many common mistakes first-time home buyers make. Some are minor, while others can end up being costly. Fortunately, several of these mistakes are avoidable. Please read and share this article with other first-time home buyers to help them spot these common...
“How Long Does It Take To Purchase a Home?”

“How Long Does It Take To Purchase a Home?”

by cbranch@exclusive.agency | Mar 10, 2021 | Blog

Everyone has a different path to homeownership. Items like the type of loan you get and deciding on a real estate agent affect your timeline. But generally speaking, it takes about 30 – 60 days from start to finish to buy a home. Let’s take a closer look at the...
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